Author: Josh Kroll

If you’re willing to wait, a CD or share certificate can be a great way to earn a high interest rate on the money you deposit. The Basics You can get a certificate of deposit (CD) through almost any bank, while share certificates are available exclusively at credit unions. They are similar products. With both […]

It’s easy to get caught up in the magic of holiday spending. But if you’re relying on credit to make holiday wishes a reality, the magic often falls flat when your bills come due. Take the time now to create a holiday budget and avoid a post-holiday spending hangover. Be Realistic The best thing you […]

Interacting with technology at work is almost impossible to avoid. Do you know how to keep safe from the threats of malware, hackers, and scammers? It only takes one little slip-up to cause a big problem. This Coach session works like a training session, quizzing and improving four areas within your personal and professional cybersecurity […]

There are tons of little tips on how to spend less on utilities, but they often only save a few dollars over the course of a year. Here are 7 big tips that will help you lower those bills significantly without sacrificing comfort. 1. Add Up Your Watts In order to really cut down your […]

No amount of wishful thinking will lower prices at the pump. Instead, focus on efforts that will make a difference—follow these 8 tips to increase your gas mileage and get the most out of every gallon. 1. Drop the cargo weight. Cleaning your car out isn’t just good advice from your mom—it can actually save you […]

Credit doesn’t have to be a difficult concept for kids to grasp. In fact, a lot of the protocol backing credit usage is fairly relatable to kids of all ages. But that’s just it, not all ages are capable of understanding the same credit concepts. Breaking up the concepts throughout the life of an aging […]

Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best choices for our financial future. Inflation Refresher – Inflation is the value of currency dropping over time. There are a lot of interesting economic concepts that detail […]

Even if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Discover how to start managing your debt with these tips and tools. Types of Debt While being in debt is never ideal, some types of debt are better than others because […]

Still stashing money under beds, in ceiling tiles, or under floorboards? You may even use a safe to protect your cash. Yes, these are fun, creative ways to secure money, but they aren’t great for all your income. Instead, it’s time to take safe-guarding your money a little more seriously. Checking accounts—they’re serious—and safe. Balance […]

Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future. Spending An understanding of spending, including the ability to budget for and track it, is perhaps the most essential money skill you […]